Seasoning Requirements

What Are FHA Seasoning Requirements And How Do They Affect Real Estate?

 

If you are looking to buy investment real estate and especially if you plan to buy and flip real estate you will want to become very familiar with  a term or concept called Seasoning Requirements.  The term Seasoning Requirement generally deals with the title of the real estate however sometimes your mortgage company will place a seasoning requirement on the funds you are using for a down payment or funds to be held in reserve when obtaining financing on a real estate property.  The Federal Housing Administration and other institutions associated with the funding and financing of real estate frequently place and change their requirements related to Seasoning of the title so lets talk about that first.

 

Seasoning Requirements

 

Title Seasoning Requirements

Funds Seasoning Requirements

 

 

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